New Communities in Metro Denver
There’s no place like home and it’s all the sweeter when it is part of a master-planned community. These types of subdivisions are designed from the ground up and are well laid-out to suit the lifestyle of its future residents. A new subdivision built with a master...
What is a Conventional Loan?
What is a Conventional Loan? There are two major sources for home loans in the United States. FHA loans which are insured by the Federal Government and Conventional loans which are made by private banks and overseen by the Federal government. On a much smaller scale...
Patio Homes in Littleton, Colorado
Patio home communities are a growing trend in the West Metro Denver area with retirees and business professionals looking for a low maintenance living option. They are also known as a paired home, garden home, lock and leave, or cluster home. These types of homes are...
What is an FHA Loan?
What is an FHA Loan An FHA loan is a loan which is underwritten according to the guidelines set forth by the Federal Housing Administration and insured by the same authority. It differs from Conventional lending in several respects. Easier Qualifications First,...
What is Mortgage Insurance and is it Bad for Buyers?
What is Mortgage Insurance One of the most persistent myths of the mortgage lending world is the idea that mortgage insurance (MIP, PMI, etc…) is an evil that borrowers should avoid. Before we get into the truth about mortgage insurance in its various forms, let’s...
How Much Down Payment Is Needed to Buy a Home?
How Much Down Payment Do You Need? One of the most difficult and misunderstood aspects of buying a home is the question of how much down payment is needed. A common misconception among buyers is that 20% of the purchase price of the home is the required minimum down...
Coats for Kids
Help Us Provide Coats for Kids During the upcoming winter months, many Jefferson County students will start their day at a bus stop shivering and enter a school needing time to ‘warm up’ before starting class because their family cannot afford a winter coat....
Evergreen 4th of July Music Festival
The 4th of July celebration is perhaps the biggest US Holiday every year. In Evergreen, CO, it is a colorful occasion that brings residents as well visiting guests together. The Evergreen 4th of July Music Festival boasts various kinds of entertainment, including...
The Annual Evergreen Fine Arts Festival
Since 1966, the Annual Evergreen Fine Arts Festival has been showcasing fine pieces of artwork from 100 nationally recognized artists in the Foothills of the Rocky Mountains. The picturesque location is set among the trees of Hiwan Homestead's Heritage Grove, a Jeffco...
Luxury Neighborhoods in Morrison CO
Morrison is a sough after town in Colorado due to its proximity to the mountains and the city. It has a quaint downtown, is home to Red Rocks Amphitheater, and residents can hike one of the numerous trails that runs through the town. Real estate in Morrison is a hot...
