Blog Tips for Sellers
Should You Sell Your Home During the Holiday Season?
For decades we have been told that the best time to sell a home is during the summer. A prime season for real estate, it is true many people seek to sell in summer to ensure kids are settled in a property before the new school year. In recent years, however, the real...
Home Buyer Love Letter
A love letter also known as a real estate offer letter is an emotional note that tugs at the heartstrings of sellers where you paint a picture of why you love their home. The letter is then submitted along with the offer contract and the pre-approval letter from the...
What is a Conventional Loan?
What is a Conventional Loan? There are two major sources for home loans in the United States. FHA loans which are insured by the Federal Government and Conventional loans which are made by private banks and overseen by the Federal government. On a much smaller scale...
What is an FHA Loan?
What is an FHA Loan An FHA loan is a loan which is underwritten according to the guidelines set forth by the Federal Housing Administration and insured by the same authority. It differs from Conventional lending in several respects. Easier Qualifications First,...
What is Mortgage Insurance and is it Bad for Buyers?
What is Mortgage Insurance One of the most persistent myths of the mortgage lending world is the idea that mortgage insurance (MIP, PMI, etc…) is an evil that borrowers should avoid. Before we get into the truth about mortgage insurance in its various forms, let’s...
How Much Down Payment Is Needed to Buy a Home?
How Much Down Payment Do You Need? One of the most difficult and misunderstood aspects of buying a home is the question of how much down payment is needed. A common misconception among buyers is that 20% of the purchase price of the home is the required minimum down...
7 Home Safety Tips for Colorado Home Owners
7 Home Safety Tips for Colorado Home Owners When it comes to the safety of one’s family and home, there should be no compromises. Moving has a profound effect on the level of protection you can count on, especially if you as you move to a new neighborhood. As a...
10 Tips for a Successful Garage Sale
A garage sale can be one of the quickest, simplest, and most enjoyable solutions for eliminating household clutter. If you have a well thought out marketing strategy and are well organized, you have the potential of making a decent amount of cash. Here are the top...
How Much Mortgage Do I Qualify For?
How Much Mortgage Do I Qualify For? Generally, How Much Mortgage Do I Qualify For is the first question that homebuyers will ask of a mortgage professional. Prospective homebuyers should understand that there can be a distinct difference between the loan amount they...
