What is a Conventional Loan? There are two major sources for home loans in the United States. FHA loans which are insured by the Federal Government and Conventional loans which are made by private banks and overseen by the Federal government. On a much smaller scale...
What is an FHA Loan An FHA loan is a loan which is underwritten according to the guidelines set forth by the Federal Housing Administration and insured by the same authority. It differs from Conventional lending in several respects. Easier Qualifications First,...
What is Mortgage Insurance One of the most persistent myths of the mortgage lending world is the idea that mortgage insurance (MIP, PMI, etc…) is an evil that borrowers should avoid. Before we get into the truth about mortgage insurance in its various forms, let’s...
How Much Down Payment Do You Need? One of the most difficult and misunderstood aspects of buying a home is the question of how much down payment is needed. A common misconception among buyers is that 20% of the purchase price of the home is the required minimum down...
Mike and his team are absolutely fantastic! They are all very kind, easy to work with, and prompt with their replies. They made the whole process so easy and I honestly can not think of a single way they could have improved.
Our experience with Mike and his team started a few years ago when I was looking off and on for a home. Karen would call me from time to time and we would chat about financials and other things. Over the next few months I honestly felt like I was talking to an old friend. How endearing of an experience that was! This year my wife and I finally got serious about the house buying. Being a Colorado native, it was hard to jump in to this game. Mike was so helpful and honest with us, and also very patient. We were set on an area and they helped us get into a cozy first home! After going under contract, Karen, Eve, and Kella were standing by to answer all my stupid questions! Not much for a review, but more of a huge thank you to Mike, Karen, Kella and Eve!
Mike Lies and his team were incredible. Moving here from another state we feel fortunate to have found them. Mike was on top of the busy Colorado market, anticipating each step to make our search and sale a success. He was quick to understand our needs and desires, showing us relavent properties. He was always available and made us feel we were important clients to him. You can't go wrong choosing him as your realtor.
Mike, Karen and Eve were fantastic to work with. We rode Mike pretty hard and used a LOT of his time looking at homes, and they nailed it. after a couple times out looking, Mike and Karen understood what we were looking for and narrowed things down so we didn't look at something we wouldn't be considering. Mike is a great agent, and his staff supports his efforts flawlessly. Throughout the process, Mike not only was our agent, but became a friend as well. I would recommend Mike for any real estate sale or purchase.
This is the dream team. If you're looking for property, you'd be doing yourself a huge favor speaking with Mike before finalizing on an agent. Gold Compass has a nose for great properties - they listen, take your likes/dislikes into account, and adapt in real time to your needs. We leveraged Mike's advice and exercised some patience in this insane market, and were rewarded with a home well beyond our expectations. You won't go wrong with Gold Compass!
Mike at Gold Compass Real Estate was superb! He patiently worked with me to find the right home to fit my needs. Since I was not able to personally look at the homes( I was buying a summer house and was not able to look since I live in a different state)he helped me tremendously. Would highly recommend him as a real estate agent.
Mike Lies and his team is world class! Mike really does the research on your home's value and current market trends and gives great advise as to how much your home is worth and potentially worth with some improvements as well as the marketability of your home at that price. Mike even took time with us to set up showings and show us our competition in our neighborhood. Mike is also very professional in how he shows homes and provides information on the comps of similar homes in the area. Mike also went the extra mile during the contractual process in meeting with the appraiser to help insure we get a fair appraisal as well as taking time whilst on vacation to still handle the negotiations with our buyer. Although we have not started the process of looking for and purchasing our next home we will be definitely using Mike to help us with that process as well. Lastly, his support team is awesome they are very responsive to any questions or concerns that we had through the entire process. Mike Lies, Gold Compass Real Estate and his team is a model I wish more realtors would follow being trustworthy, honest, reliable and not just someone who wants a quick sale and commission.
Mike Lies worked tirelessly with us for two years while we searched for the perfect place! When we found it, he and his team made the buying experience very pleasant. They were professional and very organized, keeping us informed every step along the way. We highly recommend Mike and his team!
Mike Lies is the best realtor in town! We've now bought and sold two properties with him and both times him and his team have been excellent. We've referred him to two people and both people report back to us that he's the best realtor they've ever had.
Mike and his team are incredibly knowledgeable and thorough. It had made buying and selling homes with him easy and as low-stress as that could be. His dedication to doing the best job for you as a client shows, and my wife and I couldn't be happier with the results!
Dear Mike, My family and I would like to thank you for offering excellent efforts in our first home buying procedure. We appreciate all your assistance starting from initial consultation to the final transaction. Your professionalism and personalized services are the keys to the success we achieved today. Thanks again!
