by Austin Hurt | Jun 5, 2024 | Buying a Home, Real Estate Blog Tips, Selling a Home
It’s easy to overlook maintenance items needing checked and attended to around the house. We created a list of things we feel is important to keep your home and property looking it’s best. Feel free to reach out if you have questions or need any...
by Austin Hurt | Apr 27, 2023 | Arvada CO, Buying a Home, Evergreen CO, Golden CO, Littleton CO, Market Trends
I remember my first property purchase like it was yesterday. My fiancée, now my wife of 23 years, and I were days away from getting married. Littleton, Golden, Arvada, and Evergreen all had great home ownership opportunities for us. In the end, we chose a perfect...
by Mike Lies | May 4, 2018 | Buying a Home, Lending, Real Estate Blog Tips
What is a Conventional Loan? There are two major sources for home loans in the United States. FHA loans which are insured by the Federal Government and Conventional loans which are made by private banks and overseen by the Federal government. On a much smaller scale...
by Mike Lies | Mar 21, 2018 | Buying a Home, Lending, Real Estate Blog Tips
What is an FHA Loan An FHA loan is a loan which is underwritten according to the guidelines set forth by the Federal Housing Administration and insured by the same authority. It differs from Conventional lending in several respects. Easier Qualifications First,...
by Mike Lies | Jan 10, 2018 | Buying a Home, Lending, Real Estate Blog Tips
What is Mortgage Insurance One of the most persistent myths of the mortgage lending world is the idea that mortgage insurance (MIP, PMI, etc…) is an evil that borrowers should avoid. Before we get into the truth about mortgage insurance in its various forms, let’s...
by Mike Lies | Jan 7, 2018 | Buying a Home, Lending, Real Estate Blog Tips
How Much Down Payment Do You Need? One of the most difficult and misunderstood aspects of buying a home is the question of how much down payment is needed. A common misconception among buyers is that 20% of the purchase price of the home is the required minimum down...